Can I Sell My House in Massachusetts if the Septic System Needs Replacing?

house with a broken septic

If you own a property in Massachusetts with a failing septic system, you may be wondering if it’s even possible to sell it. The good news? Yes, you can sell your house — even if the septic system needs replacing. As a local real estate buyer serving towns like Dudley, Webster, and Worcester,  we’ve helped many sellers close quickly without having to take on expensive repairs.

house with a broken septic

Understanding Massachusetts Septic Rules

In Massachusetts, septic systems are regulated under Title 5 of the State Environmental Code. If you’re selling your property, you must have the system inspected within two years of the sale (or three years if you’ve had it pumped annually).
You can find full details from the Massachusetts Title 5 septic regulations (opens in new tab).

If the inspection fails, most buyers will expect the system to be replaced — but that doesn’t mean you have to pay for it. You have options.

Option 1: Sell As-Is to a Local Buyer

Replacing a septic system in Massachusetts can cost anywhere from $10,000 to $30,000, depending on the property size and soil conditions. If that expense isn’t realistic, you can sell to a local cash buyer like Heavenly Home Solutions, LLC.
We buy houses in any condition — whether your septic system has failed or your property has other issues like a leaky roof, outdated electrical, or water damage.

Selling as-is means:

  • No repair costs before closing.
  • No delays waiting on contractors.
  • No inspections holding up the sale.

Option 2: Negotiate With a Traditional Buyer

If you choose to list your property on the market, you can still sell, but you’ll likely need to:

  • Lower your asking price.
  • Offer a credit for septic replacement.
  • Agree to escrow funds for repairs.

In some towns like Charlton or Sell my house fast in Sutton buyers may be more flexible due to limited inventory. But this approach can still mean weeks (or months) before closing.

Why Local Buyers Are a Good Fit

At Heavenly Home Solutions, LLC, we’ve purchased properties with failed septic systems all over Worcester County — from  Auburn, to Northborough.

When you work with us:

  • We pay cash so there’s no lender holding up the sale.
  • We can close in as little as 7 days.
  • You can leave the property exactly as it is.

We handle the septic replacement after purchase, so you avoid the stress entirely.

Real-World Example

Recently, a seller in Sell my house fast in Sturbridge, contacted us after failing their Title 5 inspection. They were facing a $22,000 estimate for a new system, plus winter was approaching, which would have delayed installation.
Instead, we made them a cash offer, closed in under two weeks, and took care of the septic replacement ourselves. They saved time, money, and a huge headache.

Helpful Massachusetts Septic & Property Links

Thinking About Selling?

If your septic system failed and you want to sell without the hassle of replacing it, we can help.
Call or text 774-272-6604, email [email protected], or schedule a call here.
We make selling your Massachusetts property simple — even if the septic system needs work.